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How to Spend your Tax Return (Or about $1000)

August 14, 2010 By Joe | Heads up: Buying via our links may result in us getting a commission. Also, we take your privacy rights seriously. Head here to learn more.

How to Spend your Tax Return – April 15th 2010 Edition

Originally Published April 15, 2010

Happy Tax Day.  Try and wrap your brain around this one:  The average US Taxpayer will get a $3000 refund this year.  That’s up 10% compared to last year.  Three grand.  Which is a hell of a 0% interest loan Uncle Sam gets from the average Tax Paying American.

Is it better to pay a little at the end of the year, and therefor have that extra $3000 making interest for you instead of the US Treasury?  Of course it is.  But most love seeing a check come back from the Feds in the early spring.  It allows a lot of us to splurge since it feels like a windfall.

$3000 might be an over-estimate for a lot of us reading an Affordable Men’s Style Website.  So for argument’s sake, let’s drop it down to $1,000… and here’s a step by step splurge filled guide on how to spend that check.  (In case you don’t want to stash it in the bank or invest it)

J. Crew Italian Worsted Wool Ludlow Suit – $590.00 ($410.00 Left)

About as good as a suit can look.  $590.00
About as good as a suit can look. $590.00

Burn the image of this guy into your brain.  You want to one day buy a suit that looks just like this, and you want to wear it just the way he’s wearing it.  $600 for a suit you can conquer the world in.  (Also available in Navy)
.

Ted Baker Rasbora Wing Cap Leather Shoes – $143.73 ($266.27 Left)

Ted Baker and Updated wingtips both get a big thumbs up.
Ted Baker and Updated wingtips both get a big thumbs up.

Updated wingtips are a perfect blend of a style that’s been around forever, packaged up in a sleeker more modern form.  Like washing your dream car (if you have one) this is a pair of shoes you’ll actually enjoy keeping shined.
.

Tiffany Sterling Silver 1837 Money Clip – $125.00 ($141.27 left)

Slim.  Just like how your wallet will be once you drop $125 on it.
Slim. Just like how your wallet will be once you drop $125 on it.

As previously mentioned, a tax return feels like a windfall.  Buying underwear or socks with that kind of money is just plain boring.  That’s why this money clip is here.  Buy something out of the ordinary, something too expensive.  Is $125.00 for a money clip a bit over the top?  Of course it is.  But it’s slim, the logo is subtle, and it’s the last money clip you’ll ever buy.
.

Judith Jack Sterling Silver Earrings – $75.00 ($66.27 left)

Under $100 and earrings she'll wear anywhere.
Under $100 and earrings she’ll wear anywhere.

Now that you’ve got something shiny for yourself, don’t forget her.  If you go on a tax return fueled shopping spree, and you forget to include your significant other in your purchases… she’ll probably notice.  You might not lose points, but those points that you haven’t gained through a relatively small purchase are just too much to pass up.  If you’re not sure these earrings are her type, read our guide to buying her jewelry.
.

Marin & Osa Martin Chino – $49.50 ($16.77 Left)

Lose the Levi's for hot weather.  Try these instead.  $50
Lose the Levi’s for hot weather. Try these instead. $50

Most of us wear jeans a lot.  Probably too much.  And that’s tough to do once it gets blistering hot outside.  The solution is this pair of lightweight chinos.  They’re light, but also have a bit of look and feel of denim.  Not too dressy, not beaten up casual either.  Available in six different colors.
.

Men U Barbiere Brush, Shave Creme 100ml & Wash Bag – $8.45 ($8.32 Left)

 

Under $10 for all that...
Under $10 for all that…

A ridiculously low price for a shave setup like this.  Even if you don’t like the Shave Creme, you’ll still have the sweet Barbiere Brush.  Comes with a travel bag.  Brush also available with a white handle.
.

Target Mossimo Plain Heathered Tee – $6.00 ($2.32 left)

Athletic Fit, plain, and inexpensive.
Athletic Fit, plain, and inexpensive.

Grown ups don’t wear a lot of logos.  Or funny sayings on their t-shirts.  The fit is great, it’s plain, it’s cheap.
.

E.L.F. Shine Eraser Blotting Sheets – $1.49 ($0.83 left)

Sop up your face oil with these.
Sop up your face oil with these.

Ever catch yourself in a mirror late in the day, and it looks like you fell asleep face first on a bucket of fried chicken?  These blotting sheets are handy, slip easily inside your front jacket pocket, and unlike the ol’ wet paper towel trick, they somehow manage to keep shine away for a few hours after you use one.
.

Seven Wishing Well Wishes – $0.83   ($0.00 left)

3 Quarters, 1 Nickel, 3 Pennies.
3 Quarters, 1 Nickel, 3 Pennies.

Find a wishing well.  Toss remaining change in.  Wish for, among other things, a bigger return next year.

(What’d you spend your return on?  Did you put it all in the bank?  Feedback goes in the comments section below)

Filed Under: Accessories, Clothing, Shoes, Watches Tagged With: chino, earrings, How to Spend your Tax Return, J. Crew Suit, jewelry, Khaki, money clip, Pants, shine eraser, Spring, t-shirt, Tax Refund, Ted Baker, Tiffany, Wingtips

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Comments

  1. Bryan says

    April 15, 2010 at 8:05 AM

    I’ll have to keep this article in mind for next year, because I already spent my tax return months ago haha. I put a third of it towards savings, paid off my laptop, and the rest I did use to revamp some of my wardrobe.

  2. Manny says

    April 15, 2010 at 9:06 AM

    I have to admit that I spent some of my money on those nice 100% Pima cotton tees from Banana Republic for $20 each, polyester feels like crap and I used to buy Calvin Klein but the shirts are too long and I’m 6 feet tall. haha

  3. kin says

    April 15, 2010 at 7:42 PM

    I spent my tax return on the JCREW ludlow striped cotton suit in march, i still haven’t received the pants yet… 🙁

    I bought the J&M Purnells

    A bunch of ties

    $30 dollars pocket squares from Brooks Brothers

    and a blazer from UNIQLO, the blazer got tailored so it fits very well and its kinda water proof thanks to the synthetic blend

    If I didn’t tailor the suit jacket the first day I got it, I would of returned it and got the worsted wool one.

  4. Manny says

    April 15, 2010 at 10:11 PM

    I’m saving for that JCREW ludlow striped cotton since I want the vest as well, it’s just too damn HOT in Miami for a jacket right now. Something I have noticed in Miami is that suits are rarely worn except for those 2 sizes too large business dudes but even they come out in the sun with their parasail shirts w/o jackets, the vest will add a nice touch all tailored up. – It’s hard to dress up when it’s hot outside, you go dance some Salsa, and your just sweating balls from dressing up. I’m guilty of going out in a t-shirt(plain), dark denim jeans, and classic american sneakers to clubs but all fitted to me nicely. lol Oh, wearing chinos/khakis as well. I need to start buying linen shirts and having those tailored instead. – Awesome shoe link thanks.

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